Client Resources
Filing for bankruptcy isn’t as easy as you might expect—there are a number of actions you need to take both before and during filing in order to make your bankruptcy legally binding. Read below to find out what you need.
Before Filing
Check List Prior To Filing Bankruptcy
- Proof of all forms of income for past 7 months (Before Filing)
- (Check stubs; Social Security, Disability, & Retirement award letters; Unemployment printout)
- Federal & State tax returns two years prior to filing (including W-2s and 1099s)
- Pre-filing Consumer Credit Counseling Course: (see download below)
- Copies of Auto Insurance Declaration Page Showing Coverage & Cost.
- Copies of vehicle Registrations and/or Titles.
- Copies of All Bank Statements covering date of filing and six months prior.
- Copies of bills, collection letters, lawsuits, etc. (evidence of debt)
*** WE WILL PULL A COMPREHENSIVE CREDIT REPORT FROM THE CREDIT BUREAUS AFTER OUR FIRM’S ENGAGEMENT ***
Pre Bankruptcy Credit Counseling
Please download and follow the instructions on the attached flyer.
After Filing
Post Bankruptcy Credit Counseling
Please download and follow the instructions on the attached flyer.
Prevention: How Do I Budget Going Forward?
If you’ve already declared bankruptcy once, you know that you don’t want to go through the experience again. There are a lot of financial advisors out there who can help you avoid falling back into the same hole.
For the best financial advice, we recommend the resources provided by David Ramsey. You can find his advice here: https://www.daveramsey.com/